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Sleek vs Grof Comparison: Singapore 2026

Sleek vs Grof Comparison 2025
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Guided steps. No surprises.

Sleek vs Grof is a common comparison for founders setting up in Singapore. Both cover incorporation, corporate secretarial, accounting, tax, and compliance, but they differ in how they deliver.

So which is the better fit for your business? This guide compares pricing, services and customer ratings to help you decide quickly.

To start, here’s a side-by-side comparison table.

Sleek vs Grof: Quick comparison table

Sleek vs Grof comparison
Sleek vs Grof Comparison
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Note: Prices and features are accurate as of 2 Jan 2026. Always check the provider’s site for the latest offers.

All you need is 30 minutes to clarify your next step.
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Sleek vs Grof: Company overview

Both Sleek and Grof operate in Singapore’s business services space. Here’s what you need to know about each before diving into the detailed comparison.

Who is Sleek?

Sleek is a tech-enabled corporate services platform founded in Singapore in 2017. Built by entrepreneurs for entrepreneurs, Sleek helps businesses incorporate, stay compliant, and manage accounting, payroll, and tax through one seamless digital hub.

Unlike traditional providers, Sleek combines automation with human expertise, making it easier for startups, SMEs, and global businesses to navigate Singapore’s regulatory landscape without drowning in paperwork. Its mission is simple: to remove the complexity of business administration so entrepreneurs can focus on growth.

Key services

  • Company incorporation & corporate secretary – Fast, fully online setup and filings, with transparent pricing (e.g., Registered Address from S$400/year, Corporate Secretary services from S$300/year).
  • Accounting & bookkeeping – Automated tools paired with professional oversight to keep finances accurate and compliant.
  • Payroll & complianceStreamlined payroll management with CPF, IRAS, and MOM compliance built in.
  • Tax & audit – End-to-end support for GST, corporate tax filing, and statutory audit preparation.
  • Sleek Business Account – An MAS-regulated multi-currency business account, with no monthly fees, safeguarded by DBS.

Credentials and certifications

  • B Corp certified – Part of a global network of over 9,500 companies across 100+ countries that balance profit with purpose, Sleek is committed to ethical, sustainable, and impactful business practices.
  • MPI Licence Holder – Regulated by the Monetary Authority of Singapore (MAS), ensuring funds are secure and operations meet the highest financial compliance standards.

Key achievements

  • Helped launch 450,000+ businesses globally.
  • Serving 15,000+ active customers worldwide.
  • 500+ employees providing tech-enabled, human-led service.
  • Thriving online start-up community in Singapore with 1,500+ active members 

Where does Sleek operate?

  • Singapore (HQ)
  • Hong Kong
  • United Kingdom
  • Australia

Who is Grof?

Grof, formerly known as Sprout Asia, is a Singapore-based corporate service provider that provides incorporation, corporate secretarial, accounting, and tax services. While the scope of its services covers the essentials for business setup and compliance, Grof positions itself more as an entry-level option in the market compared to larger, full-service platforms.

In addition to core compliance services, Grof markets the Grof Business Account. This account is powered by NIUM, a licensed Major Payment Institution regulated by MAS. However, Grof itself is not licensed to provide payment services in Singapore, and the account is therefore operated under NIUM’s infrastructure rather than Grof’s own licence.

Key highlights:

  • Incorporation services for both locals and foreigners, with the website noting a typical setup time of 1–3 days
  • Prominently features a 4.7/5.0 Google review badge on its incorporation and pricing pages (live rating currently 4.6)

Sleek pricing vs Grof comparison (Singapore)

Sleek’s pricing is structured and itemised online, making it easier to budget. Grof promotes packages with inclusions but leaves some details less defined. This table highlights the contrasts and key features.

Service

Sleek

Grof

Incorporation (locals)

From S$650; government fees included; includes incorporation deliverables and “Unlimited Corporate Secretary.”

Kick Start from S$650 (1 shareholder); the package lists what’s included. 

Incorporation (foreigners)

From S$2,200 (Starter)

From S$3,790 (Launch)

Corporate Secretary

From S$300/year (1 shareholder)

From S$300/year (1 shareholder)

Registered Address

S$400/year; CBD address + digital mailroom (scan & upload).

Offered within incorporation bundles; pricing details not consistently published on the main pricing page.

Accounting & bookkeeping

“Annual Filing & Bookkeeping” from S$60/mo (billed annually).

Accounting offered from S$60/mo (billed annually). 

Accounting & tax add-ons

XBRL S$500, GST registration S$400, GST filing S$300/quarter, all itemised.

Pricing based on annual expenses, not transactions; tailored bundles, GST registration S$500.

Transparency

Plan pages show clear prices + line-item inclusions (including gov’t fees, address, nominee director, etc.).

“Transparent pricing / pay what you see” messaging + package pages with inclusions; some items require enquiry. 

Promos / bundles

Periodic “Free company registration when bundled with accounting” offers on site.

Packages sometimes include address/accounting at a stated price point.

Grof vs Sleek: Incorporation package comparison

Incorporation is available through both providers, though Sleek highlights inclusions and costs more clearly. Grof groups services into broader bundles. This comparison breaks it down.

Inclusion

Sleek

Grof

Name check and ACRA filings

Handled as part of incorporation with guided Bizfile steps and expert support.

Included; pages show name check tool and handling of ACRA filings.

Company constitution & post-incorporation docs

Included

Included

Annual return filing (AR)

Included in secretary plan (S$60 gov fee covered)

Covered under corporate secretary services

Registered address

Registered address with digital mailroom (mail scanned and uploaded) at S$400/year.

Registered address available within some incorporation packages. Pricing and scope not consistently published on the main pricing page; no digital mailroom mentioned.

Dedicated company secretary

Included in the secretary plan, with named support and clear scope (AR, AGM, RORC, document portal).

Corporate secretary services offered within compliance packages; support described on site but not detailed as a named “dedicated” role.

Setup speed (typical)

Fast once KYC + docs are complete

1–3 days stated

RELATED GUIDE

How To Register A Business In Singapore

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Grof vs Sleek Singapore: Banking & financial services

Banking is where the models diverge. Sleek runs a regulated business account in Singapore under its own licence, while Grof markets one through NIUM. Here’s how they stack up.

Feature

Sleek Business Account

Grof Business Account

Regulator/licence

Own MAS Major Payment Institution licence (Sleek Tech Pte. Ltd., PS20200521).

Provided via NIUM Pte. Ltd. (MAS PS20200276). Grof states it is not licensed to provide payment services.

Funds safeguarding

Client funds safeguarded with DBS and other Tier-1 banks; Sleek cannot access client monies.

Operated through NIUM’s licensed infrastructure; safeguarding handled under NIUM.

Fees

No minimum balance, no initial deposit, no annual fees.

No monthly fees and free onboarding 

Onboarding

Fully digital, Sleek platform-based setup, available from outside Singapore (subject to KYC).

Online process described; specifics of in-app setup not stated

Cards

Virtual Visa cards available (Apple Pay/Google Wallet).

Corporate Mastercard cards issued via NIUM; virtual cards.

PayNow

Supported. You can send and receive funds instantly through PayNow.

Not stated on public pages; account runs via NIUM, which connects to FAST/PayNow, but Grof does not publicly confirm PayNow support.

Eligibility

Available to Sleek Pte Ltd clients, subject to KYC/KYB.

Eligibility governed by NIUM policies; KYC/KYB applies.

Multi-currency & transfers

Local & international transfers; low-cost FX

Local & international payouts via NIUM rails

RELATED GUIDE

How To Open A Corporate Bank Account In Singapore (2026 Guide)

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Sleek accounting vs Grof

Both Sleek and Grof help with bookkeeping, tax, and GST. What stands out is Sleek’s in-house software and clear fee structure, compared with Grof’s broader, package-based model.

Area

Sleek

Grof

Bookkeeping & monthly accounts

Online, automated bookkeeping with easy receipt submission and dedicated accountants.

Bookkeeping and accounting with monthly or annual options; dedicated accountant shown on package cards.

Software & automation

SleekBooks in-house accounting software (multi-currency, P&L, balance sheet, full audit trail).

No proprietary accounting software publicly listed; focuses on services and tooling around spend/expenses.

Tax (ECI, Form C-S/C)

Dedicated team handles ECI and Form C/C-S; clear service pages and online process

Offered within accounting packages and compliance scope.

GST

Registration and return filing with transparent fees and fully online workflow.

Registration and filing available; advisory-led support described.

XBRL

Dedicated service for XBRL creation and filing; clear pricing shown (from S$500).

XBRL report preparation listed as part of accounting & tax services; details included on the service page.

Catch-up / clean-up

Reconstruction of accounts offered during onboarding using SleekBooks to fix messy books.

Switching guidance offered; specific “reconstruction” service not highlighted.

Onboarding & support

Personalised onboarding, cloud document management, and access to accountants for queries

Advisory-led setup and ongoing guidance.

Sleek vs Grof: Corporate secretarial & governance

The basics are covered by both, but Sleek publishes transparent secretary inclusions, while Grof’s details depend on the package.

Secretarial scope

Sleek

Grof

Annual Return and AGM guidance

Included: preparation and holding of AGM; preparation and filing of Annual Return. 

Covered under secretary/compliance services; supports filings and AGM coordination. 

Statutory registers and records

Maintained and updated; ongoing compliance managed by onshore team. 

Maintains statutory records and manages filings with ACRA.

Changes to officers, address, particulars

Included with unlimited rounds of amendments in the secretary plan (appointments & resignations included).

Supported as a packaged service.

Share issuance and transfer

Included (issuance and transfer of ordinary shares); share certificates provided in incorporation deliverables.

The site does not explicitly confirm support for share issuance or transfer.

Dividend declaration

Included in the secretary plan.

Included in the secretary plan.

RORC filing

Included (Register of Registrable Controllers filing).

Included.

Corppass support

Optional Corppass registration included in the secretary scope.

Corppass registration is included in the secretary package.

Document portal / access

Secure online portal with all company docs accessible anytime.

“Compliance dashboard” to track deadlines and documents.

Switch-in concierge

Handles transition from your current secretary; collects docs and manages the process.

“Switch to our Corporate Secretary” option provided.

Sleek accounting vs Grof corporate: Complementary tools at a glance

Sleek goes beyond core services with free e-sign, accounting, and calculators. Grof leans on external apps and spend tools.

Tool/area

Sleek

Grof

E-signature

SleekSign is free and unlimited with audit trail and reminders. Entrust certificates via Netrust. Integrated for Sleek clients.

No proprietary e-sign tool publicly listed on site or help center. E-sign may occur within onboarding flows, but no standalone product is shown.

Accounting software

SleekBooks is Sleek’s own accounting software. Plans include “SleekBooks software.”

No in-house accounting software listed.

Expense and spend controls

Available via Sleek Business Account; strongest focus is on banking, transfers, and integrations rather than a full spend suite.

Expense management with corporate cards. Roles, approvals, bill upload, budgets, and virtual-only corporate Mastercard cards via NIUM.

Free calculators and tools

Singapore Filing Deadlines and Corporate Tax calculators are publicly available.

No equivalent calculators publicly listed on the main site or help center pages reviewed.

Sleek vs Grof: Customer support & ratings

Both Sleek and Grof provide multiple ways to reach support and highlight strong customer ratings. Here’s how they compare.

AspectSleekGrof
Human supportSeparate phone lines for new enquiries and client support, published hours, email, office address, contact form, and WhatsApp chat.Email/phone support, WhatsApp chat, and office address. No separate phone lines for enquiries vs client support, and no contact form listed.
Contact hours (SG)New enquiries: Mon – Fri 8am – 8pm (SGT); Client support: Mon – Fri 9am – 6pm (SGT).Mon – Fri 9am – 6pm (SGT).
Google reviews (SG)4.5/5.0, with the confidence of more than 1,100 reviews4.6/5.0, from a base of 83 reviews
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Note: Ratings are shown as of 2 January 2026 and may change. Verify the latest score directly on Google.

Sleek vs Grof: Community support

Focus

Sleek

Grof

Founder community

Sleek Entrepreneur Community: a free platform where founders in Singapore connect, share challenges, exchange advice, attend events, and learn from peers. Open to both Sleek clients and non-clients.

No equivalent founder community highlighted on Grof’s site.

Perks

Peer forums, expert Q&As, events/meetups, and a showcase zone for businesses.

Not publicly listed

Sleek vs Grof: Certifications & trust signals

Beyond services and pricing, it’s important to look at credentials. This table outlines the certifications and trust signals for Sleek and Grof.

Signal

Sleek

Grof

Certified B Corporation

Yes, listed in B Lab’s official directory

Not listed in B Lab’s directory (no public claim on site).

MAS licence (payments)

Yes (MPI)

Via NIUM (MPI); Grof itself not licensed

ISO 27001:2013

ISO 27001:2013 Certified, Information security management standard attained by Sleek.

Not stated on Grof’s pages reviewed (security mentioned, but no ISO claim found).

Sleek vs Grof: Local presence in Singapore

Local presence can matter when you need in-market support. Here’s a quick comparison.

Criteria

Sleek

Grof

Singapore office

160 Robinson Road, SBF Center

Pekin Street

Local support lines

Sales + client support offered

Phone and email listed

Sleek’s USPs and why they matter

Every provider covers the basics, but Sleek adds unique advantages. Here’s a breakdown of its USPs and how they benefit founders in practice.

Sleek USP

Why it matters

How Grof compares

Own MAS MPI licence (PS20200521)

Direct regulatory oversight and accountability under MAS.

Partial (via partner). Grof’s payments are provided by NIUM, which is MAS-licensed (PS20200276). Grof states it is not licensed.

Funds safeguarded with DBS / Tier-1 banks

Clear safeguarding arrangement and named bank.

Yes (via partner infra). Safeguarding and payment operations run through NIUM’s regulated infrastructure (not Grof’s own).

No minimum balance, no deposit, no monthly/annual fees; digital onboarding

Low cost to hold and easy to start, incl. remote setup.

Yes (site claims). Grof markets no monthly fees, no minimum costs, free onboarding

SleekSign (free e-signature; unlimited requests; audit trail; reminders; Entrust via Netrust)

Faster approvals and lower tooling costs

No proprietary e-sign platform publicly shown

Virtual Visa cards; Apple Pay / Google Wallet (Apple Pay “coming soon”)

Instant issuance and wallet compatibility.

Similar, but different network & form. Grof provides corporate Mastercard cards, virtual-only per help docs; unlimited issuance.

Free FAST local transfers; international transfers with FX savings

Everyday transfers are cheap; cross-border supported.

Yes. Grof advertises no local transfer fees, global payouts to 190+ destinations, and up to 70% FX savings (marketing claim).

All-in-one back-office (incorporation, corp sec, accounting, payroll, tax) with Sleekbooks integration

One vendor for compliance and finance; tighter workflow.

Broadly yes. Grof also sells incorporation, corp sec, accounting, tax, GST, expense mgmt, corporate card. (Expense tools are emphasized.)

B Corp certification

Third-party validation of social/environmental standards.

No public B Corp listing for Grof. Sleek is listed by B Lab.

ISO 27001:2013

Information security management certification.

Not stated on Grof’s pages reviewed. 

Open from outside SG (subject to KYC)

Helpful for foreign founders.

Yes (digital onboarding).

Sleek vs Grof: Which provider is right for you?

Sleek and Grof serve similar needs, but their approaches are different. Here’s a guide to choosing the provider that better fits your style of running a business.

Choose Grof if you want:

  • Advisory-led bundles and are comfortable with a partner-licensed payments setup (via NIUM).
  • Virtual corporate cards and expense controls as a core focus.
  • A straightforward, step-by-step path that’s friendly for newer founders.

Choose Sleek if you want:

  • A regulated business account under Sleek’s own MAS MPI licence with named safeguarding banks.
  • A true all-in-one platform (incorporation, corporate secretary, accounting, tax, payroll) with built-in tools like SleekBooks and SleekSign.
  • Clear, itemised pricing and trust signals (e.g., B Corp, ISO noted) with workflows that scale beyond Year-1.

Grof may suit founders who just need starter packages and expense controls. But if you prefer a licensed account, clear inclusions, and an all-in-one hub that grows with your business, Sleek is where you’ll get it.

If you’d like to cut through the admin and focus on growth, Sleek is just a conversation away.

Local or foreign founder, we’ve got you.

Disclaimer: Details above are based on public information as of 2 Jan 2026 and may change. Features, pricing, and promotions are updated by providers without notice. Confirm current terms directly with the providers before you act.

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