Shield your business with workplace injury compensation insurance

As an entrepreneur, you should feel secure, knowing you are covered when these accidents happen! Enjoy peace of mind, with the right insurance policies and coverage in place.

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What is workplace injury compensation insurance

Employers are mandated to purchase insurance for all of their employees that falls under the Workplace Injury Compensation Act (WICA) under Ministry of Manpower, which stipulates that the insurance is compulsory for employees who are involved in manual work, or whose salaries are $2,600 and below per month.

Cover starts from S$200 per year.

What does workplace injury compensation insurance cover

Costs incurred when insured employees meet with work-related accidents or diseases, such as:

  • Medical expenses
  • Compensation during medical or hospitalisation leave
  • Legal costs and expenses

Examples of businesses that should get workplace injury compensation insurance

This insurance product is compulsory for businesses with employees that falls under the 2 categories in the WICA act which are:

  1. Employees who are engaged in manual work
  2. Employees who are non-manual workers with a salary of s$2,600 or less a month

Why does workplace injury compensation insurance matter

The insurance provides coverage and reduces loss for your business in the event that an employee meets with an accident or sustains an injury during the course of work.

  • The insurance ensures that your employees will be compensated in the event of a workplace accident or injury.
  • WICA allows employees to claim more easily instead of having to go through a claim under common law, reducing the hassle of settlement for both employees and employers.


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Our refund policy:

We care about you – within 30 days from your purchase, if you’re unhappy with our services, we’ll refund our fee. Email or call us, and we’ll process the refund within five working days.

What it doesn’t cover:

We will not be able to refund Government fees once the application has been submitted, nor any third-party processing fees.

When it applies:

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