Guard your business with property all risks insurance

Being an entrepreneur means you have a lot to juggle, but that's no excuse to leave accidents to chance. Sleek's policies will have your business protected, no matter what happens!

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What is property all risks insurance

How many times have you heard of someone’s pipe leaking or bursting and causing a home or a commercial premise to be unusable for a period of time? For businesses, the added impact is the inability to operate and earn revenue during the period of interruption.

Property insurance protects the business premises from unexpected incidents that impact the company financially. It is a standard cover purchased by companies that own or rent a commercial or industry space to operate the business.

Cost of cover starts from as low as HK$1,146.

What does property all risks insurance cover

This insurance covers a range of cost related incidents at the insured business premises, such as:

Damages to the property, for example: Fire or flood
Professional fees incurred that are necessary for the reinstatement from damages, for example architects’ or surveyors’ fees
Loss of perishable inventory in freezer or refrigerator that might have been caused by equipment failures
Loss of revenue or profit during the period of business interruption

Types of business that should get property all risks insurance

Businesses that operates out of a commercial or industrial property
Businesses that interact with customers in person

Why does property all risks insurance matter

In the event that an incident causes damages to your business premises, this insurance will reduce the impact of the damages and help the business to recover in a shorter amount of time.

Case studies and more content

100 evacuated from Chinatown Point after shop catches fire

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What our customers have said about us?

Solitaire Cecil

"Good and affordable service. Particularly commendable job for Jenny Goh who has been very helpful and responsive to our request. We look forward to building better relations and having more companies incorporated with Sleek in the years to come."

Malcolm See
SME customer

Forward Ventures

"Alex was very knowledgeable and helpful in ensuring we make the right choices before the incorporation. The service provided by Chandlery afterwards was excellent. Overall, the process was hassle free and very straightforward. We will have no hesitation recommending Sleek in the future."

Guillaume Andre
Startup customer

Cloudwall Capital

"Fantastic client service, close and attentive follow through - I love the referral of the extended network to expedite onboarding process. Well done Sleek Team!"

Jia Yng
SME customer

Jia Yng

CLOUDWALL CAPITAL

Fantastic client service, close and attentive follow through - I love the referral of the extended network to expedite onboarding process. Well done Sleek Team!

Frequently Asked Questions

The occurrences of fires or flash floods in Hong Kong seem quite low. What are the chances of it happening to my business?

Property insurance covers not just fires and floods but also thefts and water leakages. All of these are beyond your control and could happen to your neighbour’s premises in a commercial building, that could still render your unit unusable. When any of these occurs, the financial cost is not just damages and restoration, but also business interruption. Hence having insurance mitigates the impact.

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