Speak to an advisor: +852 3001 5587

Shield your business with employee compensation product insurance

There is only one insurance that is strictly compulsory for any business in Hong Kong: employee compensation.

This insurance is provided through basic and simple packages, which also include property all risks of your office/shop if you get a premise and public liability.

What is employee compensation product insurance

Employee compensation covers the liability of an employer for injury caused to their employee at work. It is strictly defined by the Employment Ordinance from the Labour Department. It should cover your employees regardless of their contractual relationship with your company (part-time worker, contractor, sub-contractor, freelancers).

What does employee compensation product insurance cover

Employee compensation insurance covers costs incurred when insured employees meet with work-related accidents or diseases, such as:

  • Medical expenses related to the injury
  • 80% of the salary that still must be pay during the Employee medical leaves related to the injury
  • Compensation in case of Death or permanent full or partial disability

Types of business that should get employee compensation product insurance

As stated above, employee compensation product insurance is compulsory for all businesses, and it should include Salary+commission+allowances. At the difference with MPF, employee compensation has absolutely no exception.

Why does employee compensation product insurance matter

Employee compensation product insurance matters because:

  • This is a legal requirement
  • This protects your company and your staff in case of a work injury
  • Not complying with this requirement exposed the directors. An employer who fails to comply with the Ordinance to secure an insurance cover is liable to prosecution and, upon conviction, to a maximum fine of HK$100,000 and imprisonment for two years

Need more?

We can also help with all your back office needs


Accounting and Tax

We are a certified Xero Platinum partner and we manage your finances better than anyone else can.

Automate your finances

Financial audit

Independent auditors to complete the annual audit and tax filing process with ease.

Audit your books


Company Secretary

Marking deadlines and filing paperwork should be the last of your worries. Let us take it off your plate.​

Stay compliant

You're in good hands

What our customers have said about us?

Jia Yng

Cloudwall Capital

"Fantastic client service, close and attentive follow through - I love the referral of the extended network to expedite onboarding process. Well done Sleek Team!"

Jia Yng
SME customer

Malcolm See

Solitaire Cecil

"Good and affordable service. Particularly commendable job for Jenny Goh who has been very helpful and responsive to our request. We look forward to building better relations and having more companies incorporated with Sleek in the years to come.​"

Malcolm See
SME customer

Guillaume Andre

Forward Ventures

"Alex was very knowledgeable and helpful in ensuring we make the right choices before the incorporation. The service provided by Chandlery afterwards was excellent. Overall, the process was hassle free and very straightforward. We will have no hesitation recommending Sleek in the future."

Guillaume Andre
Startup customer

Jia Yng

Jia Yng


Fantastic client service, close and attentive follow through - I love the referral of the extended network to expedite onboarding process. Well done Sleek Team!


We'd love to help. Share your contact details and we'll call you back!

WhatsApp Us
whatsapp icon

Chat with us on WhatsApp from your mobile

30 day moneyback guarantee

30 Days Money Back Guarantee

Our refund policy:

We care about you – within 30 days from your purchase, if you’re unhappy with our services, we’ll refund our fee. Email or call us, and we’ll process the refund within five working days.

What it doesn’t cover:

We will not be able to refund Government fees once the application has been submitted, nor any third-party processing fees.

When it applies:

We cannot guarantee any specific legal outcomes when you use our services. For instance, a company registration might be filed correctly but still get rejected by the Company Registry for reasons beyond our control. We can only refund our fees for issues we are directly responsible for. In the case that you purchase a service and later change your mind, we can’t issue a refund.

Our customer support team is at your disposal for any questions or issue you may face.

Need help?

Our sales team is available from Mon - Fri 9am to 7pm (Hong Kong Time)